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Mortgage warehouse lending

The quality of a mortgage warehouse lender matters more than ever. Work with one who understands your business.

 

Relationships matter.

In the mortgage marketplace, the right relationships can set you apart from the rest. When you work with Truist Mortgage Warehouse Lending, our experienced mortgage bankers will be dedicated to providing you options, stability, and superior client service for a smooth lending experience.

We work with committed internal teammates to help you grow your business, offer substantial synergistic efficiencies, and provide outstanding value and insight.

Truist Correspondent Lending

Purchases loans to reduce your warehouse pricing.

Deposit and Treasury Services

Offers variety of deposit and treasury management products to manage your business.

Truist Community Bank network

We earned our place as a top nationwide mortgage warehouse lender by providing superior warehouse lending services—annual, committed credit facilities secured by residential mortgages. We welcome the opportunity to show you how we can enhance your warehousing profile.

Discover the advantages of Truist Mortgage Warehouse Lending.

Our goal is simple—deliver as promised and give you the stability and tools you need to be successful.

Advantages

We’re proud to have over 20 years of mortgage warehouse lending experience.

Our balance sheet is strong and steady, providing funding stability to clients through committed facilities during all market conditions.

Monitor your credit score and more.

  • We offer direct facilities from $20 million to $550 million and ability to agent syndicated warehouse facilities.

Monitor your credit score and more.

  • Our collateral products include agency, FHA, VA, USDA, state bonds, and certain jumbo and super-jumbo, first-lien residential mortgage loans.

Monitor your credit score and more.

  • We’re a national lending platform supporting wet and dry funding.

Services

Our clients work with a dedicated relationship manager and portfolio manager team.

Monitor your credit score and more.

  • Every new client receives comprehensive onboarding support.

Monitor your credit score and more.

  • Warehouse facilities up to $550 million are available for qualified clients.

Monitor your credit score and more.

  • Borrower covenants are built to work with the goals of your business.

Pricing

Advance rates up to 100% can put more cash back into your business.

Monitor your credit score and more.

  • Typically, no restricted or pledged cash is required.

Monitor your credit score and more.

  • We offer competitive interest rates and low fees to add more flexibility to your balance sheet. 

Advantages

Advantages

We’re proud to have over 20 years of mortgage warehouse lending experience.

Our balance sheet is strong and steady, providing funding stability to clients through committed facilities during all market conditions.

Monitor your credit score and more.

  • We offer direct facilities from $20 million to $550 million and ability to agent syndicated warehouse facilities.

Monitor your credit score and more.

  • Our collateral products include agency, FHA, VA, USDA, state bonds, and certain jumbo and super-jumbo, first-lien residential mortgage loans.

Monitor your credit score and more.

  • We’re a national lending platform supporting wet and dry funding.

Services

Services

Our clients work with a dedicated relationship manager and portfolio manager team.

Monitor your credit score and more.

  • Every new client receives comprehensive onboarding support.

Monitor your credit score and more.

  • Warehouse facilities up to $550 million are available for qualified clients.

Monitor your credit score and more.

  • Borrower covenants are built to work with the goals of your business.

Pricing

Pricing

Advance rates up to 100% can put more cash back into your business.

Monitor your credit score and more.

  • Typically, no restricted or pledged cash is required.

Monitor your credit score and more.

  • We offer competitive interest rates and low fees to add more flexibility to your balance sheet. 

Meet our relationship managers.

Our team is ready to help. Contact the manager serving your area with questions.

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Disclosures

Truist Bank, Member FDIC. © 2023 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA SIPC and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC, AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, LLC.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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