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Truist Simple Business Checking

Straightforward—with no monthly maintenance fee. Perfect if you’re just starting out.

Open now to get started with a Simple Business Checking account.
  • 50 Monthly transactions at no charge1
  • $2,000 Cash processing per month at no charge2
  • No Monthly maintenance fee

More details about Truist Simple Business Checking

Benefits
  • Truist business debit card for you and any employees you choose.
  • Personalized business debit card with your logo or custom art.
  • $25 discount on your first order of checks.
  • Add deals and earn cash back.
  • Help curb fraud with Fraud Inspector.™
Best if you
  • Don’t want a minimum balance requirement.
  • Complete fewer than 50 transactions per month.
  • Have under $2,000 per month in cash deposits.
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Speaker 1 (00:02):

Welcome to Truist Simple Business Checking an ideal account for small businesses and startups that have low balances and low monthly transactions with up to 50 monthly transactions and $2,000 monthly cash processing at no charge.

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All at no monthly maintenance fee. And that's just the start. With a few easy steps you can enjoy simple, straightforward checking with basic tools and features your business needs to thrive.

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Enroll in online banking and download the app to start managing your money virtually anytime from pretty much anywhere you can. Link other bank accounts, make deposits, send payments and more.

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Add debit cards for you and your employees to take advantage of deals on the things you buy every day. Simply sign in to online banking to select the deals you want. You can even personalize your debit card with your company logo, need checks.

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Save $25 on your first order. Start enjoying all these benefits when you fund your account.

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And remember with us, you have a partner for every step of your journey. Whatever your needs, we've got the expertise, advice, and solutions to help. That's a partnership you can depend on.

 

Truist business credit card clients can earn elevated rewards in the form of either a Loyalty Cash Bonus or Loyalty Travel Bonus based on their credit card product type, the method by which they redeem, and their deposit relationship(s) at Truist (including Dynamic Business checking account holders). More information on this rewards bonus option can be found within the Rewards Program Terms and Conditions applicable to the client’s respective credit card; restrictions apply. Truist Business credit cards are subject to credit approval.

Contact us

We’re here to hear—and help.

Let’s chat about how we can help you take care of business.

Business Deposit Accounts Fee Schedule

Make an appointment.

Schedule an in-person or virtual appointment.

Schedule an appointment

Call us.

Talk to a Small Business specialist at 833-866-5129.

Resources

Expand your knowledge with resources for better business strategies. Stay up-to-date with trending topics, news, and research.

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    View more to learn about business banking resources.

    Looking for something else?

    We have cash management solutions for companies with more complex needs, too.

    Learn about commercial checking
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    1 No charge for the first 50 total combined transactions per monthly statement cycle. Transactions include deposits and deposited items, checks, ATM transactions, point-of-sale purchases, and ACH debits. Wire transfer services and commercial and treasury management services may also be included. There are fees for exceeding stated limits. See Truist’s Business Deposit Account Fee Schedule for additional details.

    2 No charge for the first $2,000 of cash deposits per monthly statement cycle. There are fees for exceeding stated cash processing limits. See Truist’s Business Deposit Account Fee Schedule for additional details.

    Refer to the Business Deposit Accounts Fee Schedule, for detailed information regarding each feature, benefit and/or fees listed for each product.

    Disclosures

    Truist Bank, Member FDIC. © 2023 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

    Equal Housing Lender

    Investment and Insurance Products:

    • Are Not FDIC or any other Government Agency Insured
    • Are Not Bank Guaranteed
    • May Lose Value

    Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA SIPC and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC, AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, LLC.

    Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

    Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

    "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

    Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

    Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

    • Multilingual teammates available at our Multicultural Banking Centers
    • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
    • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    • Limited English Proficiency Support
    • New York City residents

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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