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Wealth Money Market Account

Build your savings balance while earning interest. You’ll get the maximum FDIC insurance coverage allowed by law and easy access to your funds virtually anywhere, anytime.

Open account
  • $100 Minimum opening deposit
  • $0 Monthly maintenance fee with minimum daily balance*
  • $0 Monthly paper statement fee

Built-in flexibility

We created the Truist Money Market account to add value and convenience to your everyday banking.

See overview and fees

Higher rates

Interest rates are tier-based—the higher your balance, the more you’ll earn.

Overdraft protection

You’ll never be charged an overdraft-related fee.

Seamless transfers

Set up preauthorized regular transfers of fixed amounts between your checking and your Wealth Money Market Account.

Wealth banking features

You’ll also have round-the-clock access to your account with online and mobile banking, which offer you unique control of your digital banking experience, including the ability to:

  • Create and customize your financial dashboard
  • Send money to family and friends with Zelle®Disclosure 1
  • Receive and pay bills using eBills with online bill pay
  • Deposit checks from your phone
  • Schedule an appointment with your advisor

Additional recommendations

Truist One Money Market Account

Use the cash in this account to help get extra benefits from your Truist personal checking accounts.

Wealth Checking

Enjoy the perks of a premium checking account with an outstanding combination of features and benefits.

Wealth Credit Card

Get enhanced rewards, attentive service, and more with this prestigious card.

Wealth Asset Management Account

Manage your day-to-day cash flow needs while “sweeping” excess cash into a money market account or a money market fund within a brokerage account.

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* Service fees may apply. Please see our Personal Deposit Accounts Fee Schedule (PDF), and Account Overview Guide for details.

Disclosure 1 Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC, and are used herein under license. Zelle® is available to almost any bank account in the U.S. Transactions typically occur within minutes. If recipient is not yet registered with Zelle®, it could take between one and three days once they complete registration.

Disclosures

Truist Bank, Member FDIC. © 2023 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA SIPC and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC, AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, LLC.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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